Northern One Hour team member reviewing financing options with a Twin Cities homeowner at the table
On-Time. Every Time.

Affordable Comfort.
Flexible Payments.

Don't let budget constraints delay essential home comfort and efficiency upgrades. We offer tailored financing solutions designed to fit your monthly budget, so you can keep your home comfortable with confidence today.

View Financing Plans Call (763) 260-6662

Financing Through GoodLeap

We partner with GoodLeap to offer flexible payment options. Soft credit check until funding, approval in minutes.

Our Financing Partner

Why GoodLeap?

  • $0 Down Payment
  • Fixed Interest Rates
  • No Prepayment Penalties
  • Autopay Discount (0.50%)
  • Flexible Terms
  • Soft Credit Check

GoodLeap uses a soft credit check until funding and the highest score from all 3 bureaus to see if you qualify.

Special Financing Offer

0% Interest, $0 Down, No Payments for 12 Months

Get the work done now and pay over the next 12 months on qualifying equipment and installations, with approved credit through participating lenders.

0

Down

$0

Payments

0%

Interest

0% interest financing with $0 down and no payments for 12 months available on qualifying equipment and installations with approved credit through participating lenders. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months.

Call (763) 260-6662

Ask for more details.

Simple. Fast. Transparent.

Four easy steps to a safer, more efficient home.

1

Apply Online

Fill out a simple form through our secure partner portal.

2

Instant Decision

Get a credit decision in under 60 seconds with no commitment.

3

Book Service

Once approved, schedule your professional installation.

4

Low Payments

Enjoy your upgrades while paying in manageable monthly installments.

What Can You Finance?

Furnace & AC Replacement

High-efficiency heating and cooling systems sized for your home.

Heat Pumps

Year-round comfort and lower energy bills for Minnesota's climate.

Ductless Mini-Splits

Energy-efficient comfort for additions and tricky layouts.

Indoor Air Quality Systems

Whole-home purifiers, humidifiers, and filtration.

Repairs

Unexpected heating or cooling repairs, so a breakdown never blows your budget.

Don't see your project? Contact us!

Northern One Hour technician explaining a system upgrade to a Twin Cities homeowner

"Financing let us replace our aging furnace before winter. The monthly payment is less than our cable bill!"

- The Henderson Family

Financing FAQs

Will this impact my credit score? +
GoodLeap uses a soft credit pull for pre-qualification, which does not affect your credit score. A hard inquiry only occurs if you accept the offer and proceed to funding.
How long does approval take? +
Most homeowners are approved in minutes after submitting their application.
Is there a penalty for early repayment? +
No. GoodLeap does not charge prepayment penalties. You can pay off your balance early at any time.
Can I use financing for emergency repairs? +
Yes. Financing is a great way to handle unexpected heating or cooling failures without disrupting your household budget.
What credit score do I need? +
GoodLeap uses the highest score from all 3 bureaus to determine if you qualify. Options are available for a wide range of credit profiles.
Is there an autopay discount? +
Yes. You can save 0.50% on your rate by setting up autopay.
Can I finance multiple projects? +
Yes. You can bundle multiple heating and cooling services into a single financing application for convenience.

Ready to Upgrade Your Comfort?

Call us today or book online to discuss your financing options.

Call (763) 260-6662 Book Online Now
Book Online (763) 260-6662